Call reports 2024
BANK FIVE NINE — 2024
What BANK FIVE NINE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,009,733,000 | 2,082,236,000 | 2,182,532,000 | 2,293,836,000 |
| Total loans | 1,664,455,000 | 1,735,752,000 | 1,801,454,000 | 1,877,837,000 |
| Allowance for loan losses | 9,064,000 | 9,017,000 | 9,094,000 | 9,004,000 |
| Securities available for sale | 242,581,000 | 238,796,000 | 248,432,000 | 247,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,667,264,000 | 1,690,658,000 | 1,782,941,000 | 1,895,052,000 |
| Interest-bearing deposits | 1,468,595,000 | 1,489,861,000 | 1,575,599,000 | 1,705,809,000 |
| Noninterest-bearing deposits | 198,669,000 | 200,797,000 | 207,342,000 | 189,243,000 |
| Equity capital | 165,290,000 | 167,776,000 | 177,237,000 | 177,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 28,333,000 | 58,635,000 | 91,551,000 | 126,384,000 |
| Interest expense | 14,537,000 | 30,036,000 | 46,775,000 | 64,675,000 |
| Net interest income | 13,796,000 | 28,599,000 | 44,776,000 | 61,709,000 |
| Noninterest income | 3,793,000 | 8,665,000 | 14,125,000 | 18,310,000 |
| Noninterest expense | 13,334,000 | 29,376,000 | 45,740,000 | 60,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,255,000 | 7,888,000 | 13,161,000 | 19,413,000 |
| Income tax | 473,000 | 811,000 | 1,578,000 | 1,878,000 |
| Net income | 3,782,000 | 7,077,000 | 11,583,000 | 17,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,631,000 | 187,042,000 | 190,792,000 | 195,176,000 |
| Total capital | 193,695,000 | 196,059,000 | 199,886,000 | 204,180,000 |
| Risk-weighted assets | 1,598,355,000 | 1,729,569,000 | 1,827,666,000 | 1,867,669,000 |