Call reports 2023
BANK FIVE NINE — 2023
What BANK FIVE NINE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,710,395,000 | 1,775,042,000 | 1,850,194,000 | 1,967,245,000 |
| Total loans | 1,379,984,000 | 1,445,166,000 | 1,522,251,000 | 1,602,499,000 |
| Allowance for loan losses | 9,031,000 | 9,015,000 | 9,082,000 | 9,078,000 |
| Securities available for sale | 233,816,000 | 225,863,000 | 220,964,000 | 235,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,348,044,000 | 1,425,577,000 | 1,445,941,000 | 1,564,872,000 |
| Interest-bearing deposits | 1,115,916,000 | 1,188,368,000 | 1,220,730,000 | 1,364,258,000 |
| Noninterest-bearing deposits | 232,128,000 | 237,209,000 | 225,211,000 | 200,614,000 |
| Equity capital | 159,600,000 | 158,560,000 | 157,123,000 | 163,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,989,000 | 41,904,000 | 66,267,000 | 92,532,000 |
| Interest expense | 6,563,000 | 15,370,000 | 25,753,000 | 38,192,000 |
| Net interest income | 13,426,000 | 26,534,000 | 40,514,000 | 54,340,000 |
| Noninterest income | 2,646,000 | 6,230,000 | 9,216,000 | 11,929,000 |
| Noninterest expense | 11,689,000 | 25,706,000 | 39,964,000 | 53,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,383,000 | 7,058,000 | 9,766,000 | 12,993,000 |
| Income tax | 696,000 | 945,000 | 1,194,000 | 1,149,000 |
| Net income | 3,687,000 | 6,113,000 | 8,572,000 | 11,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,273,000 | 180,865,000 | 182,550,000 | 181,610,000 |
| Total capital | 188,304,000 | 189,880,000 | 191,632,000 | 190,688,000 |
| Risk-weighted assets | 1,439,531,000 | 1,543,422,000 | 1,584,380,000 | 1,671,291,000 |