Call reports 2022
BANK FIVE NINE — 2022
What BANK FIVE NINE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,560,380,000 | 1,514,029,000 | 1,627,919,000 | 1,675,982,000 |
| Total loans | 1,044,628,000 | 1,162,016,000 | 1,269,461,000 | 1,342,873,000 |
| Allowance for loan losses | 9,070,000 | 9,065,000 | 9,007,000 | 9,022,000 |
| Securities available for sale | 266,468,000 | 263,773,000 | 242,087,000 | 232,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,343,814,000 | 1,286,515,000 | 1,372,464,000 | 1,398,538,000 |
| Interest-bearing deposits | 1,092,455,000 | 1,033,632,000 | 1,108,445,000 | 1,162,389,000 |
| Noninterest-bearing deposits | 251,359,000 | 252,883,000 | 264,019,000 | 236,149,000 |
| Equity capital | 157,185,000 | 154,194,000 | 149,915,000 | 154,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,751,000 | 29,608,000 | 47,435,000 | 67,085,000 |
| Interest expense | 1,380,000 | 2,506,000 | 4,178,000 | 8,084,000 |
| Net interest income | 12,371,000 | 27,102,000 | 43,257,000 | 59,001,000 |
| Noninterest income | 5,106,000 | 7,925,000 | 11,440,000 | 14,391,000 |
| Noninterest expense | 11,137,000 | 25,051,000 | 39,253,000 | 51,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,341,000 | 9,977,000 | 15,445,000 | 21,485,000 |
| Income tax | 1,016,000 | 1,551,000 | 2,591,000 | 3,785,000 |
| Net income | 5,325,000 | 8,426,000 | 12,854,000 | 17,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,304,000 | 168,319,000 | 172,674,000 | 176,266,000 |
| Total capital | 175,374,000 | 177,384,000 | 181,681,000 | 185,288,000 |
| Risk-weighted assets | 1,122,929,000 | 1,251,958,000 | 1,271,238,000 | 1,420,834,000 |