Call reports 2021
BANK FIVE NINE — 2021
What BANK FIVE NINE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,490,322,000 | 1,537,014,000 | 1,525,932,000 | 1,553,593,000 |
| Total loans | 1,075,388,000 | 1,033,783,000 | 1,016,804,000 | 1,019,856,000 |
| Allowance for loan losses | 9,087,000 | 8,388,000 | 9,046,000 | 9,042,000 |
| Securities available for sale | 147,430,000 | 161,268,000 | 198,118,000 | 254,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,154,755,000 | 1,206,090,000 | 1,209,652,000 | 1,272,464,000 |
| Interest-bearing deposits | 929,172,000 | 960,466,000 | 951,699,000 | 1,029,697,000 |
| Noninterest-bearing deposits | 225,583,000 | 245,624,000 | 257,953,000 | 242,767,000 |
| Equity capital | 153,890,000 | 157,779,000 | 161,613,000 | 162,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,209,000 | 29,583,000 | 43,251,000 | 57,088,000 |
| Interest expense | 1,925,000 | 3,648,000 | 5,370,000 | 6,815,000 |
| Net interest income | 14,284,000 | 25,935,000 | 37,881,000 | 50,273,000 |
| Noninterest income | 8,336,000 | 15,510,000 | 23,469,000 | 29,325,000 |
| Noninterest expense | 11,385,000 | 24,427,000 | 38,130,000 | 51,062,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 600,000 |
| Pretax income | 11,235,000 | 17,018,000 | 22,620,000 | 27,936,000 |
| Income tax | 2,551,000 | 3,621,000 | 4,528,000 | 5,349,000 |
| Net income | 8,684,000 | 13,397,000 | 18,092,000 | 22,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,237,000 | 153,592,000 | 158,274,000 | 160,993,000 |
| Total capital | 159,324,000 | 161,980,000 | 167,320,000 | 170,035,000 |
| Risk-weighted assets | 943,724,000 | 1,012,231,000 | 1,021,196,000 | 1,094,511,000 |