Call reports 2019
BANK FIVE NINE — 2019
What BANK FIVE NINE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,197,504,000 | 1,197,814,000 | 1,248,757,000 | 1,201,814,000 |
| Total loans | 915,365,000 | 936,601,000 | 933,372,000 | 928,291,000 |
| Allowance for loan losses | 5,226,000 | 5,361,000 | 5,144,000 | 5,621,000 |
| Securities available for sale | 172,569,000 | 153,381,000 | 144,092,000 | 161,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 932,019,000 | 938,760,000 | 965,194,000 | 909,051,000 |
| Interest-bearing deposits | 794,614,000 | 788,278,000 | 812,420,000 | 765,273,000 |
| Noninterest-bearing deposits | 137,405,000 | 150,482,000 | 152,774,000 | 143,778,000 |
| Equity capital | 108,956,000 | 112,219,000 | 115,756,000 | 117,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,145,000 | 26,779,000 | 40,967,000 | 55,499,000 |
| Interest expense | 3,255,000 | 6,873,000 | 10,683,000 | 14,311,000 |
| Net interest income | 9,890,000 | 19,906,000 | 30,284,000 | 41,188,000 |
| Noninterest income | 4,571,000 | 10,164,000 | 16,419,000 | 21,026,000 |
| Noninterest expense | 10,708,000 | 23,135,000 | 35,744,000 | 47,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 800,000 |
| Pretax income | 3,642,000 | 7,042,000 | 11,097,000 | 14,209,000 |
| Income tax | 463,000 | 886,000 | 1,484,000 | 1,828,000 |
| Net income | 3,179,000 | 6,156,000 | 9,613,000 | 12,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,866,000 | 108,925,000 | 112,027,000 | 113,981,000 |
| Total capital | 112,092,000 | 114,286,000 | 117,171,000 | 119,602,000 |
| Risk-weighted assets | 918,886,000 | 932,516,000 | 946,388,000 | 955,493,000 |