Call reports 2018
BANK FIVE NINE — 2018
What BANK FIVE NINE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,163,886,000 | 1,174,797,000 | 1,156,701,000 | 1,175,023,000 |
| Total loans | 893,277,000 | 908,875,000 | 910,124,000 | 925,424,000 |
| Allowance for loan losses | 5,311,000 | 5,291,000 | 5,225,000 | 5,514,000 |
| Securities available for sale | 191,722,000 | 185,087,000 | 166,488,000 | 163,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,920,000 | 887,704,000 | 906,376,000 | 898,017,000 |
| Interest-bearing deposits | 735,391,000 | 749,308,000 | 759,880,000 | 756,902,000 |
| Noninterest-bearing deposits | 127,529,000 | 138,396,000 | 146,496,000 | 141,115,000 |
| Equity capital | 99,099,000 | 100,141,000 | 101,756,000 | 104,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,313,000 | 23,410,000 | 36,129,000 | 49,105,000 |
| Interest expense | 2,092,000 | 4,500,000 | 7,242,000 | 10,188,000 |
| Net interest income | 9,221,000 | 18,910,000 | 28,887,000 | 38,917,000 |
| Noninterest income | 3,416,000 | 7,890,000 | 11,871,000 | 15,540,000 |
| Noninterest expense | 9,816,000 | 21,343,000 | 32,345,000 | 43,839,000 |
| Provision for loan losses | 0 | 130,000 | 380,000 | 630,000 |
| Pretax income | 2,821,000 | 5,327,000 | 8,022,000 | 9,977,000 |
| Income tax | 317,000 | 564,000 | 855,000 | 965,000 |
| Net income | 2,504,000 | 4,763,000 | 7,167,000 | 9,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,998,000 | 97,413,000 | 102,914,000 | 103,821,000 |
| Total capital | 101,309,000 | 102,704,000 | 108,139,000 | 109,335,000 |
| Risk-weighted assets | 809,002,000 | 821,152,000 | 839,070,000 | 915,093,000 |