Call reports 2016
BANK FIVE NINE — 2016
What BANK FIVE NINE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 982,893,000 | 1,010,457,000 | 1,031,230,000 | 1,096,290,000 |
| Total loans | 710,750,000 | 734,149,000 | 747,562,000 | 763,245,000 |
| Allowance for loan losses | 5,605,000 | 5,486,000 | 5,493,000 | 6,133,000 |
| Securities available for sale | 202,403,000 | 203,655,000 | 208,449,000 | 254,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,143,000 | 788,372,000 | 811,609,000 | 812,582,000 |
| Interest-bearing deposits | 643,118,000 | 676,649,000 | 696,489,000 | 699,594,000 |
| Noninterest-bearing deposits | 111,025,000 | 111,723,000 | 115,120,000 | 112,988,000 |
| Equity capital | 90,882,000 | 92,486,000 | 93,657,000 | 91,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,985,000 | 18,500,000 | 27,781,000 | 37,841,000 |
| Interest expense | 1,227,000 | 2,578,000 | 3,991,000 | 5,469,000 |
| Net interest income | 7,758,000 | 15,922,000 | 23,790,000 | 32,372,000 |
| Noninterest income | 3,565,000 | 7,664,000 | 12,240,000 | 16,021,000 |
| Noninterest expense | 8,397,000 | 18,130,000 | 28,297,000 | 39,119,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 3,025,000 | 5,599,000 | 8,042,000 | 9,642,000 |
| Income tax | 823,000 | 1,456,000 | 2,030,000 | 2,283,000 |
| Net income | 2,202,000 | 4,143,000 | 6,012,000 | 7,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,936,000 | 86,863,000 | 88,768,000 | 89,326,000 |
| Total capital | 91,541,000 | 92,349,000 | 94,261,000 | 95,459,000 |
| Risk-weighted assets | 658,077,000 | 678,008,000 | 690,069,000 | 718,257,000 |