Call reports 2015
BANK FIVE NINE — 2015
What BANK FIVE NINE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 879,305,000 | 880,324,000 | 909,171,000 | 971,883,000 |
| Total loans | 650,988,000 | 663,772,000 | 688,994,000 | 694,378,000 |
| Allowance for loan losses | 6,182,000 | 6,002,000 | 6,088,000 | 5,701,000 |
| Securities available for sale | 148,954,000 | 145,425,000 | 144,173,000 | 203,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,516,000 | 722,520,000 | 735,937,000 | 732,596,000 |
| Interest-bearing deposits | 618,178,000 | 617,195,000 | 626,037,000 | 620,914,000 |
| Noninterest-bearing deposits | 97,338,000 | 105,325,000 | 109,900,000 | 111,682,000 |
| Equity capital | 79,333,000 | 79,961,000 | 82,035,000 | 87,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,130,000 | 16,370,000 | 25,115,000 | 33,723,000 |
| Interest expense | 1,156,000 | 2,262,000 | 3,349,000 | 4,471,000 |
| Net interest income | 6,974,000 | 14,108,000 | 21,766,000 | 29,252,000 |
| Noninterest income | 2,557,000 | 6,064,000 | 9,685,000 | 12,817,000 |
| Noninterest expense | 7,483,000 | 15,793,000 | 24,480,000 | 33,232,000 |
| Provision for loan losses | 0 | 165,000 | 515,000 | 885,000 |
| Pretax income | 2,154,000 | 4,346,000 | 6,588,000 | 8,084,000 |
| Income tax | 486,000 | 1,003,000 | 1,547,000 | 1,744,000 |
| Net income | 1,668,000 | 3,343,000 | 5,041,000 | 6,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,680,000 | 77,712,000 | 77,876,000 | 83,861,000 |
| Total capital | 82,862,000 | 83,714,000 | 83,964,000 | 89,562,000 |
| Risk-weighted assets | 655,894,000 | 664,125,000 | 628,299,000 | 639,832,000 |