Call reports 2013
BANK FIVE NINE — 2013
What BANK FIVE NINE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 761,411,000 | 756,184,000 | 773,629,000 | 809,111,000 |
| Total loans | 518,267,000 | 531,023,000 | 540,144,000 | 552,596,000 |
| Allowance for loan losses | 8,046,000 | 7,773,000 | 6,503,000 | 6,576,000 |
| Securities available for sale | 150,537,000 | 144,513,000 | 135,252,000 | 148,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,945,000 | 634,455,000 | 648,655,000 | 656,237,000 |
| Interest-bearing deposits | 557,822,000 | 552,337,000 | 561,229,000 | 567,343,000 |
| Noninterest-bearing deposits | 74,123,000 | 82,118,000 | 87,426,000 | 88,894,000 |
| Equity capital | 68,338,000 | 66,928,000 | 68,284,000 | 67,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,321,000 | 14,523,000 | 21,935,000 | 29,440,000 |
| Interest expense | 1,191,000 | 2,321,000 | 3,425,000 | 4,530,000 |
| Net interest income | 6,130,000 | 12,202,000 | 18,510,000 | 24,910,000 |
| Noninterest income | 2,846,000 | 5,082,000 | 7,865,000 | 9,073,000 |
| Noninterest expense | 6,494,000 | 13,441,000 | 20,628,000 | 27,328,000 |
| Provision for loan losses | 73,000 | 144,000 | 144,000 | 937,000 |
| Pretax income | 2,413,000 | 4,041,000 | 5,945,000 | 6,294,000 |
| Income tax | 557,000 | 896,000 | 1,356,000 | 1,195,000 |
| Net income | 1,856,000 | 3,145,000 | 4,589,000 | 5,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,390,000 | 66,039,000 | 67,454,000 | 67,457,000 |
| Total capital | 72,231,000 | 73,005,000 | 73,957,000 | 74,033,000 |
| Risk-weighted assets | 545,296,000 | 555,699,000 | 562,726,000 | 582,305,000 |