Call reports 2012
BANK FIVE NINE — 2012
What BANK FIVE NINE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 709,023,000 | 730,013,000 | 737,051,000 | 806,819,000 |
| Total loans | 490,709,000 | 513,664,000 | 511,436,000 | 520,759,000 |
| Allowance for loan losses | 5,433,000 | 5,790,000 | 7,699,000 | 8,192,000 |
| Securities available for sale | 167,955,000 | 128,872,000 | 116,527,000 | 157,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,873,000 | 608,933,000 | 613,122,000 | 634,134,000 |
| Interest-bearing deposits | 501,703,000 | 543,204,000 | 540,213,000 | 549,215,000 |
| Noninterest-bearing deposits | 63,170,000 | 65,729,000 | 72,909,000 | 84,919,000 |
| Equity capital | 64,782,000 | 65,442,000 | 66,539,000 | 66,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,483,000 | 14,959,000 | 22,653,000 | 30,346,000 |
| Interest expense | 1,559,000 | 2,984,000 | 4,338,000 | 5,573,000 |
| Net interest income | 5,924,000 | 11,975,000 | 18,315,000 | 24,773,000 |
| Noninterest income | 3,770,000 | 5,946,000 | 9,111,000 | 11,631,000 |
| Noninterest expense | 5,605,000 | 12,297,000 | 18,793,000 | 25,538,000 |
| Provision for loan losses | 2,167,000 | 2,792,000 | 4,733,000 | 6,049,000 |
| Pretax income | 1,924,000 | 3,934,000 | 5,740,000 | 6,957,000 |
| Income tax | 530,000 | 1,088,000 | 1,571,000 | 1,585,000 |
| Net income | 1,394,000 | 2,846,000 | 4,169,000 | 5,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,574,000 | 61,483,000 | 62,637,000 | 63,657,000 |
| Total capital | 68,006,000 | 67,273,000 | 69,234,000 | 70,577,000 |
| Risk-weighted assets | 502,676,000 | 527,053,000 | 525,883,000 | 551,606,000 |