Call reports 2025
POCAHONTAS STATE BANK — 2025
What POCAHONTAS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 122,509,000 | 114,674,000 | 124,571,000 | 122,562,000 |
| Total loans | 35,704,000 | 36,626,000 | 38,482,000 | 41,109,000 |
| Allowance for loan losses | 265,000 | 265,000 | 264,000 | 289,000 |
| Securities available for sale | 25,771,000 | 25,399,000 | 27,315,000 | 28,080,000 |
| Securities held to maturity | 47,425,000 | 46,863,000 | 46,825,000 | 46,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,197,000 | 82,042,000 | 90,873,000 | 85,938,000 |
| Interest-bearing deposits | 77,964,000 | 70,812,000 | 79,008,000 | 75,503,000 |
| Noninterest-bearing deposits | 12,233,000 | 11,230,000 | 11,865,000 | 10,435,000 |
| Equity capital | 31,517,000 | 31,659,000 | 32,933,000 | 33,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,378,000 | 3,605,000 | 4,891,000 |
| Interest expense | 470,000 | 927,000 | 1,389,000 | 1,864,000 |
| Net interest income | 719,000 | 1,451,000 | 2,216,000 | 3,027,000 |
| Noninterest income | 29,000 | 45,000 | 64,000 | 75,000 |
| Noninterest expense | 258,000 | 522,000 | 772,000 | 1,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 490,000 | 974,000 | 1,508,000 | 2,022,000 |
| Income tax | 23,000 | 47,000 | 73,000 | 98,000 |
| Net income | 467,000 | 927,000 | 1,435,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,306,000 | 30,771,000 | 31,238,000 | 31,710,000 |