Call reports 2024
POCAHONTAS STATE BANK — 2024
What POCAHONTAS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 116,882,000 | 111,935,000 | 122,918,000 | 119,491,000 |
| Total loans | 34,898,000 | 35,074,000 | 36,713,000 | 37,456,000 |
| Allowance for loan losses | 278,000 | 278,000 | 278,000 | 279,000 |
| Securities available for sale | 21,935,000 | 21,969,000 | 22,566,000 | 24,019,000 |
| Securities held to maturity | 51,364,000 | 49,133,000 | 48,763,000 | 48,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,429,000 | 79,626,000 | 90,730,000 | 87,438,000 |
| Interest-bearing deposits | 53,493,000 | 69,012,000 | 78,147,000 | 74,901,000 |
| Noninterest-bearing deposits | 31,936,000 | 10,614,000 | 12,583,000 | 12,537,000 |
| Equity capital | 30,573,000 | 30,805,000 | 31,401,000 | 31,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,148,000 | 3,260,000 | 4,454,000 |
| Interest expense | 443,000 | 929,000 | 1,412,000 | 1,952,000 |
| Net interest income | 618,000 | 1,219,000 | 1,848,000 | 2,502,000 |
| Noninterest income | 26,000 | 40,000 | 56,000 | 73,000 |
| Noninterest expense | 231,000 | 463,000 | 710,000 | 977,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 796,000 | 1,194,000 | 1,598,000 |
| Income tax | 20,000 | 38,000 | 51,000 | 77,000 |
| Net income | 393,000 | 758,000 | 1,143,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,635,000 | 28,867,000 | 29,508,000 | 29,566,000 |