Call reports 2023
POCAHONTAS STATE BANK — 2023
What POCAHONTAS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,961,000 | 111,811,000 | 115,977,000 | 111,112,000 |
| Total loans | 31,703,000 | 33,394,000 | 34,593,000 | 33,910,000 |
| Allowance for loan losses | 272,000 | 272,000 | 273,000 | 277,000 |
| Securities available for sale | 18,489,000 | 18,274,000 | 17,932,000 | 19,336,000 |
| Securities held to maturity | 54,316,000 | 53,952,000 | 53,228,000 | 51,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,312,000 | 81,753,000 | 86,335,000 | 78,385,000 |
| Interest-bearing deposits | 71,279,000 | 69,575,000 | 72,659,000 | 48,168,000 |
| Noninterest-bearing deposits | 15,033,000 | 12,178,000 | 13,676,000 | 30,217,000 |
| Equity capital | 29,075,000 | 29,347,000 | 28,929,000 | 30,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,823,000 | 2,797,000 | 3,777,000 |
| Interest expense | 208,000 | 518,000 | 879,000 | 1,317,000 |
| Net interest income | 671,000 | 1,305,000 | 1,918,000 | 2,460,000 |
| Noninterest income | 25,000 | 42,000 | 59,000 | 76,000 |
| Noninterest expense | 264,000 | 489,000 | 725,000 | 1,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 230,000 |
| Pretax income | 432,000 | 858,000 | 1,252,000 | 1,294,000 |
| Income tax | 26,000 | 41,000 | 60,000 | 63,000 |
| Net income | 406,000 | 817,000 | 1,192,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,416,000 | 27,828,000 | 28,202,000 | 28,242,000 |