Call reports 2022
POCAHONTAS STATE BANK — 2022
What POCAHONTAS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 116,710,000 | 106,307,000 | 110,449,000 | 111,542,000 |
| Total loans | 29,746,000 | 32,272,000 | 33,702,000 | 36,208,000 |
| Allowance for loan losses | 270,000 | 270,000 | 271,000 | 271,000 |
| Securities available for sale | 14,089,000 | 12,723,000 | 13,191,000 | 13,255,000 |
| Securities held to maturity | 48,288,000 | 55,324,000 | 56,250,000 | 55,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,755,000 | 78,534,000 | 82,550,000 | 76,949,000 |
| Interest-bearing deposits | 73,216,000 | 63,364,000 | 64,323,000 | 59,267,000 |
| Noninterest-bearing deposits | 15,539,000 | 15,170,000 | 18,227,000 | 17,682,000 |
| Equity capital | 27,694,000 | 27,554,000 | 27,714,000 | 28,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,265,000 | 2,010,000 | 2,810,000 |
| Interest expense | 52,000 | 109,000 | 190,000 | 351,000 |
| Net interest income | 536,000 | 1,156,000 | 1,820,000 | 2,459,000 |
| Noninterest income | 27,000 | 36,000 | 46,000 | 244,000 |
| Noninterest expense | 225,000 | 450,000 | 673,000 | 932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 742,000 | 1,193,000 | 1,771,000 |
| Income tax | 16,000 | 37,000 | 57,000 | 85,000 |
| Net income | 322,000 | 705,000 | 1,136,000 | 1,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,649,000 | 26,031,000 | 26,462,000 | 27,011,000 |