Call reports 2021
POCAHONTAS STATE BANK — 2021
What POCAHONTAS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 111,519,000 | 104,860,000 | 112,836,000 | 105,002,000 |
| Total loans | 34,789,000 | 31,757,000 | 31,787,000 | 29,470,000 |
| Allowance for loan losses | 268,000 | 268,000 | 269,000 | 269,000 |
| Securities available for sale | 11,327,000 | 12,129,000 | 14,960,000 | 14,739,000 |
| Securities held to maturity | 35,201,000 | 32,253,000 | 31,996,000 | 37,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,366,000 | 76,255,000 | 83,917,000 | 76,847,000 |
| Interest-bearing deposits | 68,263,000 | 61,563,000 | 70,148,000 | 60,822,000 |
| Noninterest-bearing deposits | 15,103,000 | 14,692,000 | 13,769,000 | 16,025,000 |
| Equity capital | 27,856,000 | 28,297,000 | 28,620,000 | 27,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,729,000 | 2,329,000 | 2,913,000 |
| Interest expense | 87,000 | 157,000 | 220,000 | 280,000 |
| Net interest income | 906,000 | 1,572,000 | 2,109,000 | 2,633,000 |
| Noninterest income | 27,000 | 39,000 | 48,000 | 74,000 |
| Noninterest expense | 223,000 | 452,000 | 673,000 | 923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 710,000 | 1,159,000 | 1,484,000 | 1,784,000 |
| Income tax | 34,000 | 56,000 | 72,000 | 101,000 |
| Net income | 676,000 | 1,103,000 | 1,412,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,319,000 | 25,746,000 | 26,054,000 | 25,327,000 |