Call reports 2020
POCAHONTAS STATE BANK — 2020
What POCAHONTAS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,115,000 | 99,297,000 | 105,007,000 | 103,062,000 |
| Total loans | 40,618,000 | 39,895,000 | 38,352,000 | 34,475,000 |
| Allowance for loan losses | 268,000 | 268,000 | 268,000 | 268,000 |
| Securities available for sale | 4,469,000 | 4,581,000 | 6,520,000 | 10,503,000 |
| Securities held to maturity | 47,001,000 | 43,773,000 | 41,659,000 | 37,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,931,000 | 70,576,000 | 76,835,000 | 74,527,000 |
| Interest-bearing deposits | 62,109,000 | 59,596,000 | 64,544,000 | 59,332,000 |
| Noninterest-bearing deposits | 9,822,000 | 10,980,000 | 12,291,000 | 15,195,000 |
| Equity capital | 29,822,000 | 28,374,000 | 27,853,000 | 28,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,749,000 | 2,558,000 | 3,292,000 |
| Interest expense | 173,000 | 316,000 | 443,000 | 553,000 |
| Net interest income | 687,000 | 1,433,000 | 2,115,000 | 2,739,000 |
| Noninterest income | 38,000 | 59,000 | 67,000 | 82,000 |
| Noninterest expense | 201,000 | 396,000 | 586,000 | 830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 524,000 | 1,096,000 | 1,596,000 | 1,991,000 |
| Income tax | 25,000 | 53,000 | 77,000 | 96,000 |
| Net income | 499,000 | 1,043,000 | 1,519,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,246,000 | 25,790,000 | 25,267,000 | 25,642,000 |
| Total capital | 27,514,000 | 26,058,000 | — | — |
| Risk-weighted assets | 58,293,000 | 57,114,000 | — | — |