Call reports 2019
POCAHONTAS STATE BANK — 2019
What POCAHONTAS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,189,000 | 96,858,000 | 104,910,000 | 101,775,000 |
| Total loans | 43,063,000 | 42,148,000 | 39,180,000 | 40,344,000 |
| Allowance for loan losses | 265,000 | 266,000 | 267,000 | 267,000 |
| Securities available for sale | 7,024,000 | 5,134,000 | 4,892,000 | 4,667,000 |
| Securities held to maturity | 39,074,000 | 38,660,000 | 38,091,000 | 38,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,940,000 | 68,030,000 | 75,620,000 | 72,080,000 |
| Interest-bearing deposits | 62,496,000 | 58,770,000 | 64,578,000 | 60,106,000 |
| Noninterest-bearing deposits | 11,444,000 | 9,260,000 | 11,042,000 | 11,974,000 |
| Equity capital | 27,990,000 | 28,513,000 | 28,985,000 | 29,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,851,000 | 2,754,000 | 3,636,000 |
| Interest expense | 180,000 | 387,000 | 595,000 | 802,000 |
| Net interest income | 741,000 | 1,464,000 | 2,159,000 | 2,834,000 |
| Noninterest income | 22,000 | 39,000 | 60,000 | 90,000 |
| Noninterest expense | 198,000 | 381,000 | 602,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 565,000 | 1,122,000 | 1,617,000 | 2,087,000 |
| Income tax | 18,000 | 45,000 | 54,000 | 163,000 |
| Net income | 547,000 | 1,077,000 | 1,563,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,371,000 | 25,902,000 | 26,386,000 | 26,747,000 |
| Total capital | 25,636,000 | 26,168,000 | 26,653,000 | 27,014,000 |
| Risk-weighted assets | 59,318,000 | 57,611,000 | 56,548,000 | 57,059,000 |