Call reports 2018
POCAHONTAS STATE BANK — 2018
What POCAHONTAS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 98,337,000 | 99,428,000 | 102,710,000 | 98,743,000 |
| Total loans | 45,371,000 | 45,830,000 | 43,893,000 | 44,039,000 |
| Allowance for loan losses | 265,000 | 265,000 | 265,000 | 265,000 |
| Securities available for sale | 10,368,000 | 8,465,000 | 7,821,000 | 7,734,000 |
| Securities held to maturity | 34,925,000 | 36,267,000 | 36,541,000 | 39,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,198,000 | 72,755,000 | 75,534,000 | 71,097,000 |
| Interest-bearing deposits | 62,519,000 | 63,837,000 | 65,539,000 | 58,089,000 |
| Noninterest-bearing deposits | 9,679,000 | 8,918,000 | 9,995,000 | 13,008,000 |
| Equity capital | 25,895,000 | 26,432,000 | 26,936,000 | 27,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,845,000 | 2,758,000 | 3,709,000 |
| Interest expense | 123,000 | 274,000 | 431,000 | 606,000 |
| Net interest income | 801,000 | 1,571,000 | 2,327,000 | 3,103,000 |
| Noninterest income | 30,000 | 58,000 | 78,000 | 98,000 |
| Noninterest expense | 201,000 | 383,000 | 563,000 | 784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 630,000 | 1,246,000 | 1,842,000 | 2,417,000 |
| Income tax | 21,000 | 53,000 | 87,000 | 134,000 |
| Net income | 609,000 | 1,193,000 | 1,755,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,150,000 | 23,734,000 | 24,295,000 | 24,824,000 |
| Total capital | 23,415,000 | 23,999,000 | 24,560,000 | 25,089,000 |
| Risk-weighted assets | 60,596,000 | 61,694,000 | 60,394,000 | 61,711,000 |