Call reports 2017
POCAHONTAS STATE BANK — 2017
What POCAHONTAS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,576,000 | 99,573,000 | 99,768,000 | 96,831,000 |
| Total loans | 43,153,000 | 43,700,000 | 43,321,000 | 44,765,000 |
| Allowance for loan losses | 226,000 | 226,000 | 265,000 | 265,000 |
| Securities available for sale | 14,127,000 | 13,564,000 | 11,680,000 | 10,298,000 |
| Securities held to maturity | 34,384,000 | 34,688,000 | 35,955,000 | 35,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,173,000 | 73,037,000 | 72,814,000 | 71,251,000 |
| Interest-bearing deposits | 65,866,000 | 63,625,000 | 64,157,000 | 60,260,000 |
| Noninterest-bearing deposits | 8,307,000 | 9,412,000 | 8,657,000 | 10,991,000 |
| Equity capital | 24,662,000 | 24,818,000 | 25,241,000 | 25,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,774,000 | 2,690,000 | 3,625,000 |
| Interest expense | 96,000 | 205,000 | 319,000 | 434,000 |
| Net interest income | 797,000 | 1,569,000 | 2,371,000 | 3,191,000 |
| Noninterest income | 28,000 | 66,000 | 94,000 | 126,000 |
| Noninterest expense | 197,000 | 383,000 | 561,000 | 833,000 |
| Provision for loan losses | 0 | 0 | 39,000 | 39,000 |
| Pretax income | 628,000 | 1,252,000 | 1,865,000 | 2,445,000 |
| Income tax | 27,000 | 64,000 | 96,000 | 127,000 |
| Net income | 601,000 | 1,188,000 | 1,769,000 | 2,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,575,000 | 21,761,000 | 22,242,000 | 22,541,000 |
| Total capital | 21,801,000 | 21,987,000 | 22,507,000 | 22,806,000 |
| Risk-weighted assets | 60,288,000 | 60,434,000 | 59,566,000 | 59,563,000 |