Call reports 2014
POCAHONTAS STATE BANK — 2014
What POCAHONTAS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,941,000 | 99,379,000 | 100,245,000 | 101,068,000 |
| Total loans | 35,404,000 | 35,184,000 | 35,897,000 | 38,693,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 18,868,000 | 18,168,000 | 17,061,000 | 17,266,000 |
| Securities held to maturity | 37,876,000 | 39,209,000 | 40,050,000 | 38,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,822,000 | 78,865,000 | 79,219,000 | 76,949,000 |
| Interest-bearing deposits | 71,598,000 | 70,990,000 | 70,025,000 | 66,196,000 |
| Noninterest-bearing deposits | 8,224,000 | 7,875,000 | 9,194,000 | 10,753,000 |
| Equity capital | 19,509,000 | 19,933,000 | 20,459,000 | 20,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,862,000 | 2,781,000 | 3,694,000 |
| Interest expense | 99,000 | 194,000 | 290,000 | 382,000 |
| Net interest income | 816,000 | 1,668,000 | 2,491,000 | 3,312,000 |
| Noninterest income | 32,000 | 66,000 | 96,000 | 127,000 |
| Noninterest expense | 221,000 | 414,000 | 596,000 | 877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 627,000 | 1,320,000 | 1,991,000 | 2,580,000 |
| Income tax | 28,000 | 59,000 | 92,000 | 125,000 |
| Net income | 599,000 | 1,261,000 | 1,899,000 | 2,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,688,000 | 16,210,000 | 16,777,000 | 17,164,000 |
| Total capital | 15,899,000 | 16,421,000 | 16,988,000 | 17,375,000 |
| Risk-weighted assets | 54,368,000 | 54,582,000 | 55,534,000 | 57,782,000 |