Call reports 2013
POCAHONTAS STATE BANK — 2013
What POCAHONTAS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,733,000 | 95,740,000 | 97,528,000 | 101,000,000 |
| Total loans | 35,408,000 | 32,115,000 | 34,982,000 | 36,622,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 21,451,000 | 20,772,000 | 19,344,000 | 18,940,000 |
| Securities held to maturity | 32,709,000 | 34,674,000 | 35,855,000 | 37,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,033,000 | 77,009,000 | 77,755,000 | 81,270,000 |
| Interest-bearing deposits | 68,584,000 | 68,937,000 | 68,590,000 | 68,178,000 |
| Noninterest-bearing deposits | 9,449,000 | 8,072,000 | 9,165,000 | 13,092,000 |
| Equity capital | 18,035,000 | 18,093,000 | 18,043,000 | 18,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,824,000 | 2,721,000 | 3,652,000 |
| Interest expense | 108,000 | 210,000 | 312,000 | 413,000 |
| Net interest income | 805,000 | 1,614,000 | 2,409,000 | 3,239,000 |
| Noninterest income | 30,000 | 58,000 | 87,000 | 128,000 |
| Noninterest expense | 255,000 | 429,000 | 607,000 | 854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 580,000 | 1,243,000 | 1,889,000 | 2,513,000 |
| Income tax | 24,000 | 66,000 | 98,000 | 130,000 |
| Net income | 556,000 | 1,177,000 | 1,791,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,570,000 | 14,052,000 | 14,596,000 | 15,089,000 |
| Total capital | 13,781,000 | 14,263,000 | 14,807,000 | 15,300,000 |
| Risk-weighted assets | 55,351,000 | 51,559,000 | 54,293,000 | 56,498,000 |