Call reports 2012
POCAHONTAS STATE BANK — 2012
What POCAHONTAS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,213,000 | 87,480,000 | 92,028,000 | 91,285,000 |
| Total loans | 32,069,000 | 32,252,000 | 34,363,000 | 34,434,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 24,961,000 | 24,838,000 | 24,335,000 | 22,620,000 |
| Securities held to maturity | 22,940,000 | 21,786,000 | 24,680,000 | 25,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,167,000 | 70,117,000 | 72,727,000 | 73,152,000 |
| Interest-bearing deposits | 62,960,000 | 61,570,000 | 62,837,000 | 61,243,000 |
| Noninterest-bearing deposits | 9,207,000 | 8,547,000 | 9,890,000 | 11,909,000 |
| Equity capital | 16,239,000 | 16,612,000 | 17,104,000 | 17,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,848,000 | 2,778,000 | 3,699,000 |
| Interest expense | 141,000 | 266,000 | 388,000 | 509,000 |
| Net interest income | 771,000 | 1,582,000 | 2,390,000 | 3,190,000 |
| Noninterest income | 36,000 | 59,000 | 87,000 | 115,000 |
| Noninterest expense | 195,000 | 362,000 | 531,000 | 747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 612,000 | 1,291,000 | 1,958,000 | 2,570,000 |
| Income tax | 28,000 | 59,000 | 91,000 | 129,000 |
| Net income | 584,000 | 1,232,000 | 1,867,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,698,000 | 12,036,000 | 12,590,000 | 13,015,000 |
| Total capital | 11,909,000 | 12,247,000 | 12,801,000 | 13,226,000 |
| Risk-weighted assets | 49,261,000 | 48,839,000 | 51,787,000 | 52,404,000 |