Call reports 2011
POCAHONTAS STATE BANK — 2011
What POCAHONTAS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,155,000 | 82,327,000 | 86,169,000 | 85,731,000 |
| Total loans | 34,189,000 | 31,546,000 | 31,275,000 | 32,652,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 29,249,000 | 29,386,000 | 28,637,000 | 25,137,000 |
| Securities held to maturity | 10,143,000 | 12,806,000 | 17,480,000 | 18,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,891,000 | 67,871,000 | 70,596,000 | 69,587,000 |
| Interest-bearing deposits | 51,548,000 | 52,930,000 | 52,408,000 | 60,915,000 |
| Noninterest-bearing deposits | 15,343,000 | 14,941,000 | 18,188,000 | 8,672,000 |
| Equity capital | 12,836,000 | 13,641,000 | 14,756,000 | 15,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,933,000 | 2,902,000 | 3,876,000 |
| Interest expense | 190,000 | 372,000 | 542,000 | 693,000 |
| Net interest income | 760,000 | 1,561,000 | 2,360,000 | 3,183,000 |
| Noninterest income | 29,000 | 56,000 | 74,000 | 102,000 |
| Noninterest expense | 195,000 | 371,000 | 548,000 | 760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 594,000 | 1,246,000 | 1,886,000 | 2,585,000 |
| Income tax | 26,000 | 37,000 | 67,000 | 102,000 |
| Net income | 568,000 | 1,209,000 | 1,819,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,799,000 | 9,840,000 | 10,449,000 | 11,114,000 |
| Total capital | 10,010,000 | 10,051,000 | 10,660,000 | 11,325,000 |
| Risk-weighted assets | 49,760,000 | 48,180,000 | 48,780,000 | 48,835,000 |