Call reports 2010
POCAHONTAS STATE BANK — 2010
What POCAHONTAS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,317,000 | 77,400,000 | 80,090,000 | 77,354,000 |
| Total loans | 31,087,000 | 31,373,000 | 31,519,000 | 31,624,000 |
| Allowance for loan losses | 212,000 | 212,000 | 212,000 | 211,000 |
| Securities available for sale | 29,968,000 | 29,847,000 | 31,799,000 | 29,578,000 |
| Securities held to maturity | 8,735,000 | 7,981,000 | 7,739,000 | 7,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,250,000 | 62,959,000 | 64,850,000 | 63,123,000 |
| Interest-bearing deposits | 49,235,000 | 50,901,000 | 50,478,000 | 47,835,000 |
| Noninterest-bearing deposits | 13,015,000 | 12,058,000 | 14,372,000 | 15,288,000 |
| Equity capital | 14,193,000 | 13,485,000 | 14,276,000 | 13,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,896,000 | 2,840,000 | 3,791,000 |
| Interest expense | 232,000 | 464,000 | 679,000 | 876,000 |
| Net interest income | 699,000 | 1,432,000 | 2,161,000 | 2,915,000 |
| Noninterest income | 31,000 | 54,000 | 83,000 | 108,000 |
| Noninterest expense | 202,000 | 393,000 | 578,000 | 789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 528,000 | 1,093,000 | 1,666,000 | 2,234,000 |
| Income tax | 24,000 | 50,000 | 77,000 | 106,000 |
| Net income | 504,000 | 1,043,000 | 1,589,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,431,000 | 9,846,000 | 10,192,000 | 10,731,000 |
| Total capital | 10,643,000 | 10,058,000 | 10,404,000 | 10,942,000 |
| Risk-weighted assets | 43,353,000 | 43,218,000 | 44,537,000 | 45,447,000 |