Call reports 2016
C1 BANK — 2016
What C1 BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 1,785,610,000 | 1,708,721,000 |
| Total loans | 1,454,141,000 | 1,377,500,000 |
| Allowance for loan losses | 8,146,000 | 7,272,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 250,000 | 250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,352,530,000 | 1,291,959,000 |
| Interest-bearing deposits | 965,382,000 | 925,283,000 |
| Noninterest-bearing deposits | 387,148,000 | 366,676,000 |
| Equity capital | 196,106,000 | 201,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 20,784,000 | 41,217,000 |
| Interest expense | 2,551,000 | 5,038,000 |
| Net interest income | 18,233,000 | 36,179,000 |
| Noninterest income | 1,710,000 | 4,070,000 |
| Noninterest expense | 12,000,000 | 23,699,000 |
| Provision for loan losses | -561,000 | -1,336,000 |
| Pretax income | 8,504,000 | 17,886,000 |
| Income tax | 3,268,000 | 6,919,000 |
| Net income | 5,236,000 | 10,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 195,393,000 | 201,165,000 |
| Total capital | 203,539,000 | 208,437,000 |
| Risk-weighted assets | 1,527,018,000 | 1,417,724,000 |