Call reports 2025
COMMUNITY FIRST BANK — 2025
What COMMUNITY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 718,387,000 | 718,238,000 | 723,013,000 | 742,332,000 |
| Total loans | 528,434,000 | 525,162,000 | 534,185,000 | 538,664,000 |
| Allowance for loan losses | 7,966,000 | 7,908,000 | 7,991,000 | 8,091,000 |
| Securities available for sale | 103,015,000 | 109,278,000 | 111,929,000 | 117,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,072,000 | 651,603,000 | 652,684,000 | 671,728,000 |
| Interest-bearing deposits | 489,426,000 | 489,595,000 | 483,855,000 | 510,757,000 |
| Noninterest-bearing deposits | 165,646,000 | 162,008,000 | 168,829,000 | 160,971,000 |
| Equity capital | 60,601,000 | 63,486,000 | 66,962,000 | 68,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,408,000 | 19,404,000 | 29,443,000 | 39,638,000 |
| Interest expense | 2,345,000 | 4,918,000 | 7,464,000 | 9,985,000 |
| Net interest income | 7,063,000 | 14,486,000 | 21,979,000 | 29,653,000 |
| Noninterest income | 846,000 | 1,575,000 | 2,312,000 | 3,150,000 |
| Noninterest expense | 4,719,000 | 9,576,000 | 14,406,000 | 19,212,000 |
| Provision for loan losses | 72,000 | 33,000 | 135,000 | 380,000 |
| Pretax income | 3,135,000 | 6,430,000 | 9,718,000 | 13,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,135,000 | 6,430,000 | 9,718,000 | 13,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,557,000 | 70,605,000 | 72,576,000 | 73,346,000 |
| Total capital | 75,007,000 | 77,016,000 | 79,037,000 | 79,947,000 |
| Risk-weighted assets | 514,281,000 | 511,122,000 | 515,147,000 | 526,315,000 |