Call reports 2024
COMMUNITY FIRST BANK — 2024
What COMMUNITY FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 683,167,000 | 657,336,000 | 657,358,000 | 666,127,000 |
| Total loans | 512,870,000 | 525,568,000 | 534,548,000 | 526,301,000 |
| Allowance for loan losses | 7,852,000 | 7,863,000 | 7,846,000 | 7,955,000 |
| Securities available for sale | 113,691,000 | 84,836,000 | 87,897,000 | 86,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 611,499,000 | 599,541,000 | 593,717,000 | 605,537,000 |
| Interest-bearing deposits | 453,035,000 | 441,745,000 | 434,281,000 | 449,003,000 |
| Noninterest-bearing deposits | 158,464,000 | 157,796,000 | 159,436,000 | 156,534,000 |
| Equity capital | 53,143,000 | 54,691,000 | 59,298,000 | 57,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,914,000 | 17,902,000 | 27,212,000 | 36,488,000 |
| Interest expense | 2,694,000 | 5,295,000 | 7,670,000 | 9,984,000 |
| Net interest income | 6,220,000 | 12,607,000 | 19,542,000 | 26,504,000 |
| Noninterest income | 840,000 | 1,666,000 | 2,481,000 | 3,470,000 |
| Noninterest expense | 4,560,000 | 9,292,000 | 14,066,000 | 18,743,000 |
| Provision for loan losses | 120,000 | 146,000 | 138,000 | 303,000 |
| Pretax income | 2,400,000 | 4,881,000 | 7,848,000 | 10,972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,400,000 | 4,881,000 | 7,848,000 | 10,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,891,000 | 64,316,000 | 66,254,000 | 66,929,000 |
| Total capital | 69,085,000 | 70,633,000 | 72,659,000 | 73,311,000 |
| Risk-weighted assets | 493,589,000 | 503,566,000 | 510,637,000 | 508,688,000 |