Call reports 2023
COMMUNITY FIRST BANK — 2023
What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 633,802,000 | 650,084,000 | 663,633,000 | 689,524,000 |
| Total loans | 453,401,000 | 472,294,000 | 487,061,000 | 502,112,000 |
| Allowance for loan losses | 7,675,000 | 7,764,000 | 7,783,000 | 7,740,000 |
| Securities available for sale | 148,545,000 | 146,179,000 | 142,668,000 | 115,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,080,000 | 547,720,000 | 561,997,000 | 583,180,000 |
| Interest-bearing deposits | 393,391,000 | 377,310,000 | 401,524,000 | 424,198,000 |
| Noninterest-bearing deposits | 188,689,000 | 170,410,000 | 160,474,000 | 158,982,000 |
| Equity capital | 48,344,000 | 49,330,000 | 47,945,000 | 52,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,308,000 | 14,949,000 | 23,272,000 | 31,939,000 |
| Interest expense | 514,000 | 1,531,000 | 3,752,000 | 6,544,000 |
| Net interest income | 6,794,000 | 13,418,000 | 19,520,000 | 25,395,000 |
| Noninterest income | 769,000 | 1,600,000 | 2,397,000 | 3,251,000 |
| Noninterest expense | 4,488,000 | 8,999,000 | 13,469,000 | 17,929,000 |
| Provision for loan losses | 150,000 | 250,000 | 300,000 | 300,000 |
| Pretax income | 2,646,000 | 5,490,000 | 7,869,000 | 10,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,646,000 | 5,490,000 | 7,869,000 | 10,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,036,000 | 60,999,000 | 61,566,000 | 62,143,000 |
| Total capital | 64,693,000 | 66,812,000 | 67,448,000 | 68,228,000 |
| Risk-weighted assets | 450,210,000 | 462,796,000 | 468,354,000 | 484,858,000 |