Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 582,120,000 | 592,566,000 | 665,059,000 | 646,301,000 |
| Total loans | 384,908,000 | 405,066,000 | 419,226,000 | 440,767,000 |
| Allowance for loan losses | 7,572,000 | 7,592,000 | 7,748,000 | 7,793,000 |
| Securities available for sale | 119,356,000 | 147,484,000 | 160,103,000 | 162,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,406,000 | 551,403,000 | 619,934,000 | 598,458,000 |
| Interest-bearing deposits | 364,928,000 | 361,327,000 | 416,451,000 | 411,675,000 |
| Noninterest-bearing deposits | 174,478,000 | 190,075,000 | 203,483,000 | 186,783,000 |
| Equity capital | 41,627,000 | 39,221,000 | 42,964,000 | 46,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,123,000 | 10,545,000 | 17,281,000 | 24,519,000 |
| Interest expense | 229,000 | 433,000 | 761,000 | 1,204,000 |
| Net interest income | 4,894,000 | 10,112,000 | 16,520,000 | 23,315,000 |
| Noninterest income | 728,000 | 1,511,000 | 2,295,000 | 3,178,000 |
| Noninterest expense | 3,892,000 | 7,845,000 | 12,209,000 | 16,621,000 |
| Provision for loan losses | 150,000 | 180,000 | 330,000 | 480,000 |
| Pretax income | 1,580,000 | 3,598,000 | 6,276,000 | 9,392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,580,000 | 3,598,000 | 6,276,000 | 9,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,356,000 | 48,590,000 | 57,179,000 | 58,653,000 |
| Total capital | 53,609,000 | 53,471,000 | 62,419,000 | 64,097,000 |
| Risk-weighted assets | 417,917,000 | 387,744,000 | 416,693,000 | 433,184,000 |