Call reports 2021
COMMUNITY FIRST BANK — 2021
What COMMUNITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 524,808,000 | 528,256,000 | 540,177,000 | 598,168,000 |
| Total loans | 371,027,000 | 374,288,000 | 375,548,000 | 382,190,000 |
| Allowance for loan losses | 6,983,000 | 7,132,000 | 7,270,000 | 7,411,000 |
| Securities available for sale | 36,702,000 | 55,279,000 | 65,881,000 | 72,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,589,000 | 481,607,000 | 491,969,000 | 550,771,000 |
| Interest-bearing deposits | 326,877,000 | 329,781,000 | 329,831,000 | 380,447,000 |
| Noninterest-bearing deposits | 152,713,000 | 151,826,000 | 162,138,000 | 170,323,000 |
| Equity capital | 43,967,000 | 45,299,000 | 46,399,000 | 46,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,090,000 | 10,087,000 | 15,462,000 | 20,558,000 |
| Interest expense | 467,000 | 872,000 | 1,218,000 | 1,500,000 |
| Net interest income | 4,623,000 | 9,215,000 | 14,244,000 | 19,058,000 |
| Noninterest income | 666,000 | 1,387,000 | 1,874,000 | 2,472,000 |
| Noninterest expense | 3,418,000 | 6,836,000 | 10,401,000 | 13,995,000 |
| Provision for loan losses | 300,000 | 450,000 | 600,000 | 750,000 |
| Pretax income | 2,150,000 | 3,895,000 | 5,696,000 | 7,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,150,000 | 3,895,000 | 5,696,000 | 7,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,214,000 | 45,475,000 | 46,777,000 | 47,373,000 |
| Total capital | 48,747,000 | 50,115,000 | 51,433,000 | 51,842,000 |
| Risk-weighted assets | 360,157,000 | 368,705,000 | 369,898,000 | 354,584,000 |