Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 405,348,000 | 471,622,000 | 479,196,000 | 509,321,000 |
| Total loans | 322,591,000 | 358,705,000 | 348,504,000 | 348,011,000 |
| Allowance for loan losses | 5,978,000 | 6,144,000 | 6,432,000 | 6,678,000 |
| Securities available for sale | 35,768,000 | 34,042,000 | 28,911,000 | 25,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,516,000 | 416,769,000 | 423,366,000 | 464,076,000 |
| Interest-bearing deposits | 267,684,000 | 285,586,000 | 295,653,000 | 333,739,000 |
| Noninterest-bearing deposits | 93,833,000 | 131,183,000 | 127,713,000 | 130,337,000 |
| Equity capital | 42,664,000 | 43,568,000 | 44,202,000 | 44,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,616,000 | 9,275,000 | 13,918,000 | 18,646,000 |
| Interest expense | 591,000 | 1,174,000 | 1,741,000 | 2,258,000 |
| Net interest income | 4,025,000 | 8,101,000 | 12,177,000 | 16,388,000 |
| Noninterest income | 674,000 | 1,230,000 | 1,875,000 | 2,519,000 |
| Noninterest expense | 3,113,000 | 6,249,000 | 9,436,000 | 12,756,000 |
| Provision for loan losses | 165,000 | 330,000 | 630,000 | 930,000 |
| Pretax income | 1,421,000 | 2,752,000 | 3,986,000 | 5,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,421,000 | 2,752,000 | 3,986,000 | 5,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,563,000 | 42,370,000 | 43,096,000 | 43,285,000 |
| Total capital | 45,361,000 | 46,609,000 | 47,235,000 | 47,412,000 |
| Risk-weighted assets | 301,623,000 | 337,224,000 | 328,801,000 | 327,580,000 |