Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 403,103,000 | 397,905,000 | 392,727,000 | 390,346,000 |
| Total loans | 315,226,000 | 313,832,000 | 317,905,000 | 324,328,000 |
| Allowance for loan losses | 5,557,000 | 5,716,000 | 5,818,000 | 5,842,000 |
| Securities available for sale | 36,405,000 | 35,860,000 | 34,825,000 | 33,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,519,000 | 352,726,000 | 349,845,000 | 347,664,000 |
| Interest-bearing deposits | 258,896,000 | 259,319,000 | 259,653,000 | 258,831,000 |
| Noninterest-bearing deposits | 100,622,000 | 93,407,000 | 90,192,000 | 88,832,000 |
| Equity capital | 38,494,000 | 39,974,000 | 41,326,000 | 41,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,720,000 | 9,444,000 | 14,195,000 | 18,974,000 |
| Interest expense | 520,000 | 1,086,000 | 1,683,000 | 2,279,000 |
| Net interest income | 4,200,000 | 8,358,000 | 12,512,000 | 16,695,000 |
| Noninterest income | 625,000 | 1,279,000 | 2,006,000 | 2,706,000 |
| Noninterest expense | 2,969,000 | 5,979,000 | 9,004,000 | 12,083,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 1,691,000 | 3,328,000 | 5,019,000 | 6,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,691,000 | 3,328,000 | 5,019,000 | 6,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,697,000 | 39,718,000 | 40,813,000 | 41,316,000 |
| Total capital | 42,370,000 | 43,364,000 | 44,509,000 | 45,273,000 |
| Risk-weighted assets | 291,956,000 | 289,616,000 | 293,528,000 | 314,695,000 |