Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 356,623,000 | 370,115,000 | 384,155,000 | 385,761,000 |
| Total loans | 279,432,000 | 299,164,000 | 308,935,000 | 315,602,000 |
| Allowance for loan losses | 5,015,000 | 5,104,000 | 5,266,000 | 5,395,000 |
| Securities available for sale | 43,382,000 | 42,060,000 | 40,578,000 | 40,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,012,000 | 333,367,000 | 336,220,000 | 339,513,000 |
| Interest-bearing deposits | 240,462,000 | 246,307,000 | 243,481,000 | 250,442,000 |
| Noninterest-bearing deposits | 79,551,000 | 87,060,000 | 92,739,000 | 89,072,000 |
| Equity capital | 35,688,000 | 35,762,000 | 36,585,000 | 37,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,985,000 | 8,302,000 | 12,863,000 | 17,469,000 |
| Interest expense | 312,000 | 672,000 | 1,106,000 | 1,597,000 |
| Net interest income | 3,673,000 | 7,630,000 | 11,757,000 | 15,872,000 |
| Noninterest income | 549,000 | 1,110,000 | 1,749,000 | 2,374,000 |
| Noninterest expense | 2,746,000 | 5,657,000 | 8,588,000 | 11,612,000 |
| Provision for loan losses | 165,000 | 255,000 | 420,000 | 585,000 |
| Pretax income | 1,360,000 | 2,876,000 | 4,547,000 | 6,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,360,000 | 2,876,000 | 4,547,000 | 6,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,419,000 | 36,579,000 | 37,726,000 | 38,141,000 |
| Total capital | 39,751,000 | 40,093,000 | 41,408,000 | 41,807,000 |
| Risk-weighted assets | 264,913,000 | 279,516,000 | 293,001,000 | 291,520,000 |