Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 323,009,000 | 322,804,000 | 325,197,000 | 326,918,000 |
| Total loans | 234,565,000 | 243,196,000 | 240,703,000 | 245,434,000 |
| Allowance for loan losses | 4,194,000 | 4,269,000 | 4,347,000 | 4,427,000 |
| Securities available for sale | 60,039,000 | 51,804,000 | 48,465,000 | 46,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,605,000 | 287,045,000 | 289,867,000 | 293,837,000 |
| Interest-bearing deposits | 218,966,000 | 217,117,000 | 217,448,000 | 217,788,000 |
| Noninterest-bearing deposits | 70,639,000 | 69,928,000 | 72,419,000 | 76,049,000 |
| Equity capital | 32,614,000 | 33,630,000 | 34,281,000 | 32,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,515,000 | 7,020,000 | 10,458,000 | 13,972,000 |
| Interest expense | 227,000 | 453,000 | 679,000 | 902,000 |
| Net interest income | 3,288,000 | 6,567,000 | 9,779,000 | 13,070,000 |
| Noninterest income | 530,000 | 1,080,000 | 1,595,000 | 2,137,000 |
| Noninterest expense | 2,307,000 | 4,781,000 | 7,331,000 | 10,500,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,421,000 | 2,686,000 | 3,773,000 | 4,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,421,000 | 2,686,000 | 3,773,000 | 4,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,804,000 | 32,427,000 | 32,943,000 | 32,610,000 |
| Total capital | 34,668,000 | 35,388,000 | 35,863,000 | 35,587,000 |
| Risk-weighted assets | 227,763,000 | 235,563,000 | 232,168,000 | 236,672,000 |