Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,267,000 | 322,215,000 | 324,989,000 | 324,435,000 |
| Total loans | 223,666,000 | 228,482,000 | 229,515,000 | 235,340,000 |
| Allowance for loan losses | 4,019,000 | 4,084,000 | 4,151,000 | 4,111,000 |
| Securities available for sale | 73,513,000 | 69,154,000 | 68,027,000 | 64,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,836,000 | 292,156,000 | 292,925,000 | 288,381,000 |
| Interest-bearing deposits | 221,459,000 | 210,203,000 | 207,837,000 | 213,106,000 |
| Noninterest-bearing deposits | 85,377,000 | 81,953,000 | 85,088,000 | 75,275,000 |
| Equity capital | 29,780,000 | 29,430,000 | 31,044,000 | 31,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,499,000 | 6,882,000 | 10,348,000 | 13,911,000 |
| Interest expense | 248,000 | 495,000 | 735,000 | 971,000 |
| Net interest income | 3,251,000 | 6,387,000 | 9,613,000 | 12,940,000 |
| Noninterest income | 490,000 | 1,024,000 | 1,568,000 | 2,111,000 |
| Noninterest expense | 2,159,000 | 4,442,000 | 6,719,000 | 9,017,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,507,000 | 2,819,000 | 4,237,000 | 5,734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,507,000 | 2,819,000 | 4,237,000 | 5,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,206,000 | 29,852,000 | 30,683,000 | 30,913,000 |
| Total capital | 31,953,000 | 32,645,000 | 33,568,000 | 33,801,000 |
| Risk-weighted assets | 218,550,000 | 222,112,000 | 229,525,000 | 229,844,000 |