Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 310,200,000 | 310,785,000 | 313,643,000 | 326,925,000 |
| Total loans | 203,748,000 | 218,033,000 | 231,847,000 | 229,919,000 |
| Allowance for loan losses | 3,815,000 | 3,857,000 | 3,908,000 | 3,974,000 |
| Securities available for sale | 66,273,000 | 62,440,000 | 52,054,000 | 51,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,347,000 | 282,643,000 | 284,784,000 | 297,239,000 |
| Interest-bearing deposits | 206,839,000 | 201,061,000 | 200,477,000 | 208,631,000 |
| Noninterest-bearing deposits | 77,508,000 | 81,581,000 | 84,307,000 | 88,608,000 |
| Equity capital | 24,961,000 | 26,960,000 | 28,017,000 | 28,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,644,000 | 10,203,000 | 13,738,000 |
| Interest expense | 260,000 | 515,000 | 756,000 | 1,005,000 |
| Net interest income | 2,991,000 | 6,129,000 | 9,447,000 | 12,733,000 |
| Noninterest income | 403,000 | 867,000 | 1,363,000 | 1,896,000 |
| Noninterest expense | 2,091,000 | 4,212,000 | 6,257,000 | 8,424,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 180,000 |
| Pretax income | 1,273,000 | 2,660,000 | 4,460,000 | 6,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,273,000 | 2,660,000 | 4,460,000 | 6,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,468,000 | 27,309,000 | 28,483,000 | 28,610,000 |
| Total capital | 29,074,000 | 30,032,000 | 31,318,000 | 31,453,000 |
| Risk-weighted assets | 207,274,000 | 216,737,000 | 225,704,000 | 226,281,000 |