Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 297,177,000 | 286,425,000 | 284,543,000 | 294,182,000 |
| Total loans | 181,302,000 | 188,536,000 | 194,221,000 | 200,958,000 |
| Allowance for loan losses | 3,746,000 | 3,727,000 | 3,737,000 | 3,777,000 |
| Securities available for sale | 80,501,000 | 77,020,000 | 68,724,000 | 65,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,504,000 | 262,911,000 | 259,007,000 | 269,888,000 |
| Interest-bearing deposits | 202,549,000 | 194,022,000 | 188,312,000 | 198,147,000 |
| Noninterest-bearing deposits | 68,955,000 | 68,888,000 | 70,695,000 | 71,742,000 |
| Equity capital | 25,297,000 | 22,994,000 | 24,357,000 | 23,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,976,000 | 6,107,000 | 9,393,000 | 12,680,000 |
| Interest expense | 331,000 | 619,000 | 894,000 | 1,161,000 |
| Net interest income | 2,645,000 | 5,488,000 | 8,499,000 | 11,519,000 |
| Noninterest income | 399,000 | 804,000 | 1,207,000 | 1,629,000 |
| Noninterest expense | 1,766,000 | 3,532,000 | 5,424,000 | 7,293,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 105,000 |
| Pretax income | 1,203,000 | 2,685,000 | 4,228,000 | 5,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,203,000 | 2,685,000 | 4,228,000 | 5,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,892,000 | 24,859,000 | 25,847,000 | 25,989,000 |
| Total capital | 26,242,000 | 27,273,000 | 28,289,000 | 28,538,000 |
| Risk-weighted assets | 186,624,000 | 191,800,000 | 194,029,000 | 202,693,000 |