Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 258,511,000 | 261,815,000 | 271,079,000 | 284,356,000 |
| Total loans | 161,478,000 | 167,590,000 | 169,773,000 | 177,147,000 |
| Allowance for loan losses | 3,225,000 | 3,285,000 | 3,440,000 | 3,613,000 |
| Securities available for sale | 68,470,000 | 70,026,000 | 67,773,000 | 75,852,000 |
| Securities held to maturity | 300,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,344,000 | 236,293,000 | 244,600,000 | 258,242,000 |
| Interest-bearing deposits | 176,784,000 | 179,026,000 | 182,734,000 | 193,334,000 |
| Noninterest-bearing deposits | 57,560,000 | 57,268,000 | 61,866,000 | 64,909,000 |
| Equity capital | 23,875,000 | 25,061,000 | 25,909,000 | 25,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,935,000 | 5,948,000 | 8,953,000 | 11,983,000 |
| Interest expense | 371,000 | 728,000 | 1,093,000 | 1,456,000 |
| Net interest income | 2,564,000 | 5,220,000 | 7,860,000 | 10,527,000 |
| Noninterest income | 403,000 | 800,000 | 1,185,000 | 1,624,000 |
| Noninterest expense | 1,593,000 | 3,246,000 | 4,988,000 | 6,837,000 |
| Provision for loan losses | 210,000 | 420,000 | 570,000 | 720,000 |
| Pretax income | 1,164,000 | 2,355,000 | 3,488,000 | 4,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,164,000 | 2,355,000 | 3,488,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,135,000 | 22,851,000 | 23,516,000 | 23,672,000 |
| Total capital | 24,255,000 | 25,035,000 | 25,733,000 | 25,975,000 |
| Risk-weighted assets | 168,490,000 | 173,600,000 | 176,113,000 | 182,901,000 |