Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 246,495,000 | 243,452,000 | 250,485,000 | 246,269,000 |
| Total loans | 148,536,000 | 152,781,000 | 156,289,000 | 159,082,000 |
| Allowance for loan losses | 2,596,000 | 2,652,000 | 2,861,000 | 3,014,000 |
| Securities available for sale | 82,067,000 | 72,045,000 | 63,643,000 | 61,169,000 |
| Securities held to maturity | 0 | 0 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,235,000 | 220,220,000 | 225,748,000 | 221,995,000 |
| Interest-bearing deposits | 178,000,000 | 171,679,000 | 171,552,000 | 170,174,000 |
| Noninterest-bearing deposits | 47,235,000 | 48,542,000 | 54,196,000 | 51,821,000 |
| Equity capital | 20,235,000 | 22,658,000 | 24,071,000 | 23,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,942,000 | 8,959,000 | 11,979,000 |
| Interest expense | 487,000 | 919,000 | 1,323,000 | 1,708,000 |
| Net interest income | 2,434,000 | 5,023,000 | 7,636,000 | 10,271,000 |
| Noninterest income | 379,000 | 785,000 | 1,178,000 | 1,587,000 |
| Noninterest expense | 1,579,000 | 3,175,000 | 4,699,000 | 6,293,000 |
| Provision for loan losses | 150,000 | 300,000 | 510,000 | 720,000 |
| Pretax income | 1,084,000 | 2,336,000 | 3,612,000 | 4,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,077,000 | 2,329,000 | 3,605,000 | 4,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,256,000 | 21,032,000 | 21,809,000 | 21,970,000 |
| Total capital | 22,217,000 | 23,027,000 | 23,851,000 | 24,034,000 |
| Risk-weighted assets | 156,266,000 | 158,921,000 | 162,570,000 | 164,149,000 |