Call reports 2010
COMMUNITY FIRST BANK — 2010
What COMMUNITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 215,264,000 | 213,219,000 | 222,268,000 | 231,659,000 |
| Total loans | 138,203,000 | 145,892,000 | 149,024,000 | 144,020,000 |
| Allowance for loan losses | 2,324,000 | 2,461,000 | 2,612,000 | 2,465,000 |
| Securities available for sale | 53,930,000 | 51,346,000 | 57,821,000 | 67,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,727,000 | 189,900,000 | 199,277,000 | 210,871,000 |
| Interest-bearing deposits | 153,901,000 | 150,622,000 | 153,155,000 | 165,473,000 |
| Noninterest-bearing deposits | 39,826,000 | 39,278,000 | 46,123,000 | 45,398,000 |
| Equity capital | 19,463,000 | 20,607,000 | 20,993,000 | 19,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,798,000 | 5,716,000 | 8,653,000 | 11,515,000 |
| Interest expense | 610,000 | 1,202,000 | 1,757,000 | 2,295,000 |
| Net interest income | 2,188,000 | 4,514,000 | 6,896,000 | 9,220,000 |
| Noninterest income | 348,000 | 734,000 | 1,123,000 | 1,519,000 |
| Noninterest expense | 1,427,000 | 2,885,000 | 4,381,000 | 5,933,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 959,000 | 2,063,000 | 3,188,000 | 4,206,000 |
| Income tax | 4,000 | 4,000 | 3,000 | 3,000 |
| Net income | 955,000 | 2,059,000 | 3,185,000 | 4,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,229,000 | 18,856,000 | 19,492,000 | 20,019,000 |
| Total capital | 20,058,000 | 20,743,000 | 21,419,000 | 21,910,000 |
| Risk-weighted assets | 145,812,000 | 150,379,000 | 153,479,000 | 150,728,000 |