Call reports 2003
COMMUNITY FIRST BANK — 2003
What COMMUNITY FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,460,000 | 81,309,000 | 77,575,000 | 79,980,000 |
| Total loans | 43,628,000 | 47,129,000 | 48,571,000 | 51,256,000 |
| Allowance for loan losses | 715,000 | 758,000 | 797,000 | 838,000 |
| Securities available for sale | 20,408,000 | 20,207,000 | 20,516,000 | 18,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,926,000 | 70,681,000 | 70,547,000 | 72,905,000 |
| Interest-bearing deposits | 58,076,000 | 60,603,000 | 60,166,000 | 61,361,000 |
| Noninterest-bearing deposits | 9,850,000 | 10,078,000 | 10,381,000 | 11,544,000 |
| Equity capital | 6,604,000 | 6,702,000 | 6,738,000 | 6,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,157,000 | 3,218,000 | 4,305,000 |
| Interest expense | 293,000 | 588,000 | 859,000 | 1,104,000 |
| Net interest income | 775,000 | 1,569,000 | 2,359,000 | 3,201,000 |
| Noninterest income | 96,000 | 216,000 | 357,000 | 512,000 |
| Noninterest expense | 568,000 | 1,229,000 | 1,816,000 | 2,477,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 273,000 | 481,000 | 780,000 | 1,071,000 |
| Income tax | 93,000 | 154,000 | 255,000 | 342,000 |
| Net income | 180,000 | 327,000 | 525,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,407,000 | 6,554,000 | 6,751,000 | 6,955,000 |
| Total capital | 6,983,000 | 7,174,000 | 7,383,000 | 7,614,000 |
| Risk-weighted assets | 45,918,000 | 49,457,000 | 50,371,000 | 52,579,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY FIRST BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.