Call reports 2025
BANKFIRST — 2025
What BANKFIRST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,101,696,000 | 1,154,801,000 | 1,194,443,000 | 1,202,363,000 |
| Total loans | 723,067,000 | 717,828,000 | 720,952,000 | 738,514,000 |
| Allowance for loan losses | 12,497,000 | 11,073,000 | 11,981,000 | 10,677,000 |
| Securities available for sale | 316,785,000 | 373,235,000 | 407,778,000 | 394,026,000 |
| Securities held to maturity | 1,039,000 | 926,000 | 653,000 | 432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 733,230,000 | 722,301,000 | 749,411,000 | 739,237,000 |
| Interest-bearing deposits | 646,955,000 | 626,773,000 | 658,891,000 | 652,835,000 |
| Noninterest-bearing deposits | 86,275,000 | 95,528,000 | 90,520,000 | 86,402,000 |
| Equity capital | 174,819,000 | 179,611,000 | 178,138,000 | 184,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,236,000 | 34,830,000 | 53,873,000 | 73,534,000 |
| Interest expense | 6,727,000 | 13,408,000 | 20,762,000 | 27,853,000 |
| Net interest income | 10,509,000 | 21,422,000 | 33,111,000 | 45,681,000 |
| Noninterest income | 875,000 | 1,797,000 | 2,772,000 | 4,254,000 |
| Noninterest expense | 4,507,000 | 8,984,000 | 13,560,000 | 18,328,000 |
| Provision for loan losses | 600,000 | 1,400,000 | 2,300,000 | 3,200,000 |
| Pretax income | 6,382,000 | 12,967,000 | 20,217,000 | 28,622,000 |
| Income tax | 1,315,000 | 2,710,000 | 4,160,000 | 4,948,000 |
| Net income | 5,067,000 | 10,257,000 | 16,057,000 | 23,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,590,000 | 166,895,000 | 165,312,000 | 173,045,000 |
| Total capital | 172,826,000 | 177,992,000 | 176,820,000 | 183,722,000 |
| Risk-weighted assets | 897,622,000 | 907,789,000 | 920,190,000 | 930,984,000 |