Call reports 2022
BANKFIRST — 2022
What BANKFIRST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 923,212,000 | 976,734,000 | 982,854,000 | 987,221,000 |
| Total loans | 558,437,000 | 568,921,000 | 571,134,000 | 581,295,000 |
| Allowance for loan losses | 10,129,000 | 9,999,000 | 9,983,000 | 9,996,000 |
| Securities available for sale | 289,104,000 | 338,120,000 | 340,726,000 | 330,970,000 |
| Securities held to maturity | 5,075,000 | 4,988,000 | 4,476,000 | 4,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,121,000 | 648,291,000 | 616,578,000 | 587,044,000 |
| Interest-bearing deposits | 501,289,000 | 520,461,000 | 494,527,000 | 474,422,000 |
| Noninterest-bearing deposits | 124,832,000 | 127,830,000 | 122,051,000 | 112,622,000 |
| Equity capital | 117,162,000 | 115,975,000 | 123,378,000 | 124,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,723,000 | 16,489,000 | 27,640,000 | 41,025,000 |
| Interest expense | 1,164,000 | 2,602,000 | 4,895,000 | 8,893,000 |
| Net interest income | 6,559,000 | 13,887,000 | 22,745,000 | 32,132,000 |
| Noninterest income | 930,000 | 3,074,000 | 3,957,000 | 5,008,000 |
| Noninterest expense | 3,413,000 | 6,929,000 | 10,740,000 | 14,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,295,000 | 10,259,000 | 16,202,000 | 22,863,000 |
| Income tax | 1,039,000 | 2,248,000 | 3,843,000 | 5,574,000 |
| Net income | 3,256,000 | 8,011,000 | 12,359,000 | 17,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,552,000 | 104,468,000 | 109,349,000 | 114,418,000 |
| Total capital | 108,705,000 | 114,054,000 | 118,914,000 | 124,132,000 |
| Risk-weighted assets | 731,312,000 | 766,456,000 | 764,769,000 | 776,829,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.