Call reports 2021
BANKFIRST — 2021
What BANKFIRST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 853,071,000 | 863,948,000 | 847,557,000 | 857,401,000 |
| Total loans | 580,971,000 | 558,976,000 | 539,737,000 | 550,266,000 |
| Allowance for loan losses | 10,083,000 | 9,021,000 | 9,721,000 | 10,090,000 |
| Securities available for sale | 186,549,000 | 202,291,000 | 222,168,000 | 234,560,000 |
| Securities held to maturity | 8,530,000 | 7,421,000 | 6,279,000 | 5,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,694,000 | 610,302,000 | 596,469,000 | 594,929,000 |
| Interest-bearing deposits | 498,382,000 | 503,821,000 | 487,976,000 | 481,390,000 |
| Noninterest-bearing deposits | 109,312,000 | 106,481,000 | 108,493,000 | 113,539,000 |
| Equity capital | 105,974,000 | 109,702,000 | 108,737,000 | 114,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,834,000 | 16,920,000 | 25,780,000 | 34,455,000 |
| Interest expense | 1,362,000 | 2,628,000 | 3,892,000 | 5,097,000 |
| Net interest income | 6,472,000 | 14,292,000 | 21,888,000 | 29,358,000 |
| Noninterest income | 908,000 | 1,817,000 | -163,000 | 1,018,000 |
| Noninterest expense | 3,380,000 | 7,087,000 | 10,515,000 | 13,916,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 2,500,000 |
| Pretax income | 3,862,000 | 8,147,000 | 9,670,000 | 14,726,000 |
| Income tax | 610,000 | 1,574,000 | 2,487,000 | 3,663,000 |
| Net income | 3,252,000 | 6,573,000 | 7,183,000 | 11,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,018,000 | 91,456,000 | 92,183,000 | 96,179,000 |
| Total capital | 96,786,000 | 100,374,000 | 101,001,000 | 105,081,000 |
| Risk-weighted assets | 700,111,000 | 713,363,000 | 704,537,000 | 710,954,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.