Call reports 2019
BANKFIRST — 2019
What BANKFIRST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 742,823,000 | 746,065,000 | 754,048,000 | 765,384,000 |
| Total loans | 548,045,000 | 545,113,000 | 552,067,000 | 568,470,000 |
| Allowance for loan losses | 5,377,000 | 5,690,000 | 5,930,000 | 6,392,000 |
| Securities available for sale | 112,756,000 | 107,673,000 | 101,908,000 | 97,927,000 |
| Securities held to maturity | 21,727,000 | 19,706,000 | 17,915,000 | 16,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,360,000 | 519,458,000 | 504,906,000 | 498,969,000 |
| Interest-bearing deposits | 439,306,000 | 433,000,000 | 416,474,000 | 423,867,000 |
| Noninterest-bearing deposits | 87,054,000 | 86,458,000 | 88,432,000 | 75,102,000 |
| Equity capital | 80,650,000 | 84,202,000 | 85,862,000 | 91,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,348,000 | 17,728,000 | 26,995,000 | 36,017,000 |
| Interest expense | 1,968,000 | 4,304,000 | 6,848,000 | 8,834,000 |
| Net interest income | 6,380,000 | 13,424,000 | 20,147,000 | 27,183,000 |
| Noninterest income | 1,002,000 | 2,110,000 | 3,232,000 | 4,362,000 |
| Noninterest expense | 3,690,000 | 7,104,000 | 10,073,000 | 13,661,000 |
| Provision for loan losses | 200,000 | 500,000 | 800,000 | 1,250,000 |
| Pretax income | 3,503,000 | 7,955,000 | 12,538,000 | 16,683,000 |
| Income tax | 745,000 | 1,627,000 | 2,651,000 | 3,510,000 |
| Net income | 2,758,000 | 6,328,000 | 9,887,000 | 13,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,246,000 | 70,271,000 | 68,848,000 | 73,890,000 |
| Total capital | 73,623,000 | 75,961,000 | 74,778,000 | 80,282,000 |
| Risk-weighted assets | 660,363,000 | 626,332,000 | 629,768,000 | 684,351,000 |
Machine access — free, no API key
Every figure shown here about BANKFIRST — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.