Call reports 2018
BANKFIRST — 2018
What BANKFIRST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 449,049,000 | 467,394,000 | 479,408,000 | 706,600,000 |
| Total loans | 338,064,000 | 357,314,000 | 364,455,000 | 516,092,000 |
| Allowance for loan losses | 4,701,000 | 4,851,000 | 5,007,000 | 5,156,000 |
| Securities available for sale | 85,746,000 | 82,538,000 | 83,635,000 | 124,773,000 |
| Securities held to maturity | 7,640,000 | 7,311,000 | 7,041,000 | 6,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,228,000 | 314,365,000 | 304,493,000 | 501,462,000 |
| Interest-bearing deposits | 274,637,000 | 273,617,000 | 265,821,000 | 418,900,000 |
| Noninterest-bearing deposits | 37,591,000 | 40,748,000 | 38,672,000 | 82,562,000 |
| Equity capital | 63,163,000 | 64,722,000 | 67,145,000 | 77,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,043,000 | 10,397,000 | 16,119,000 | 23,331,000 |
| Interest expense | 1,044,000 | 2,298,000 | 3,818,000 | 5,622,000 |
| Net interest income | 3,999,000 | 8,099,000 | 12,301,000 | 17,709,000 |
| Noninterest income | 337,000 | 706,000 | 1,033,000 | 1,631,000 |
| Noninterest expense | 2,029,000 | 3,881,000 | 5,828,000 | 8,621,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,311,000 | 4,852,000 | 7,326,000 | 10,578,000 |
| Income tax | 496,000 | 1,043,000 | 1,551,000 | 2,343,000 |
| Net income | 1,815,000 | 3,809,000 | 5,775,000 | 8,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,582,000 | 58,576,000 | 60,542,000 | 65,749,000 |
| Total capital | 61,283,000 | 63,427,000 | 65,549,000 | 70,905,000 |
| Risk-weighted assets | 416,069,000 | 452,766,000 | 444,940,000 | 704,796,000 |