Call reports 2017
BANKFIRST — 2017
What BANKFIRST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 410,682,000 | 430,239,000 | 440,331,000 | 444,666,000 |
| Total loans | 289,794,000 | 299,267,000 | 318,490,000 | 330,307,000 |
| Allowance for loan losses | 4,089,000 | 4,237,000 | 4,391,000 | 4,541,000 |
| Securities available for sale | 97,922,000 | 103,504,000 | 96,982,000 | 87,952,000 |
| Securities held to maturity | 8,074,000 | 7,750,000 | 7,890,000 | 7,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,657,000 | 324,028,000 | 321,090,000 | 290,016,000 |
| Interest-bearing deposits | 266,995,000 | 285,298,000 | 284,929,000 | 252,095,000 |
| Noninterest-bearing deposits | 39,662,000 | 38,730,000 | 36,161,000 | 37,921,000 |
| Equity capital | 56,827,000 | 58,502,000 | 59,359,000 | 61,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,187,000 | 8,986,000 | 13,655,000 | 18,557,000 |
| Interest expense | 604,000 | 1,376,000 | 2,283,000 | 3,214,000 |
| Net interest income | 3,583,000 | 7,610,000 | 11,372,000 | 15,343,000 |
| Noninterest income | 393,000 | 801,000 | 1,293,000 | 1,719,000 |
| Noninterest expense | 2,134,000 | 4,023,000 | 6,084,000 | 7,927,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,206,000 | 4,939,000 | 7,481,000 | 9,945,000 |
| Income tax | 744,000 | 1,634,000 | 2,533,000 | 3,773,000 |
| Net income | 1,462,000 | 3,305,000 | 4,948,000 | 6,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,787,000 | 52,479,000 | 54,122,000 | 53,785,000 |
| Total capital | 52,876,000 | 56,716,000 | 58,513,000 | 58,326,000 |
| Risk-weighted assets | 391,436,000 | 393,852,000 | 404,441,000 | 405,838,000 |