Call reports 2016
BANKFIRST — 2016
What BANKFIRST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 367,822,000 | 378,528,000 | 392,948,000 | 403,968,000 |
| Total loans | 246,941,000 | 255,653,000 | 266,558,000 | 275,510,000 |
| Allowance for loan losses | 4,053,000 | 4,128,000 | 3,917,000 | 3,942,000 |
| Securities available for sale | 97,349,000 | 98,369,000 | 102,493,000 | 102,636,000 |
| Securities held to maturity | 8,187,000 | 8,929,000 | 8,362,000 | 8,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,013,000 | 288,903,000 | 287,864,000 | 298,311,000 |
| Interest-bearing deposits | 237,874,000 | 253,861,000 | 251,986,000 | 259,274,000 |
| Noninterest-bearing deposits | 36,139,000 | 35,042,000 | 35,878,000 | 39,037,000 |
| Equity capital | 49,043,000 | 49,818,000 | 51,148,000 | 54,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,308,000 | 11,258,000 | 15,351,000 |
| Interest expense | 469,000 | 964,000 | 1,485,000 | 2,038,000 |
| Net interest income | 3,166,000 | 6,344,000 | 9,773,000 | 13,313,000 |
| Noninterest income | 399,000 | 835,000 | 1,295,000 | 1,693,000 |
| Noninterest expense | 1,690,000 | 3,517,000 | 5,495,000 | 7,409,000 |
| Provision for loan losses | 105,000 | 210,000 | 345,000 | 495,000 |
| Pretax income | 1,772,000 | 3,477,000 | 5,308,000 | 7,766,000 |
| Income tax | 619,000 | 1,194,000 | 1,808,000 | 2,647,000 |
| Net income | 1,153,000 | 2,283,000 | 3,500,000 | 5,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,206,000 | 45,445,000 | 46,663,000 | 48,056,000 |
| Total capital | 49,168,000 | 49,573,000 | 50,580,000 | 51,998,000 |
| Risk-weighted assets | 316,866,000 | 333,180,000 | 341,938,000 | 355,502,000 |