Call reports 2013
BANKFIRST — 2013
What BANKFIRST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 293,746,000 | 290,873,000 | 295,490,000 | 297,879,000 |
| Total loans | 180,341,000 | 186,650,000 | 185,501,000 | 193,238,000 |
| Allowance for loan losses | 2,651,000 | 3,064,000 | 3,199,000 | 3,242,000 |
| Securities available for sale | 71,503,000 | 73,453,000 | 77,460,000 | 69,641,000 |
| Securities held to maturity | 14,124,000 | 13,026,000 | 13,367,000 | 13,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,643,000 | 238,286,000 | 234,250,000 | 223,366,000 |
| Interest-bearing deposits | 208,390,000 | 201,040,000 | 198,998,000 | 194,234,000 |
| Noninterest-bearing deposits | 38,253,000 | 37,246,000 | 35,252,000 | 29,132,000 |
| Equity capital | 39,692,000 | 40,276,000 | 41,076,000 | 42,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,817,000 | 8,662,000 | 11,629,000 |
| Interest expense | 385,000 | 763,000 | 1,122,000 | 1,478,000 |
| Net interest income | 2,541,000 | 5,054,000 | 7,540,000 | 10,151,000 |
| Noninterest income | 490,000 | 996,000 | 1,509,000 | 1,965,000 |
| Noninterest expense | 1,551,000 | 3,298,000 | 4,921,000 | 6,658,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,492,000 | 2,977,000 | 4,274,000 | 5,878,000 |
| Income tax | 491,000 | 983,000 | 1,413,000 | 1,947,000 |
| Net income | 1,001,000 | 1,994,000 | 2,861,000 | 3,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,336,000 | 34,329,000 | 35,196,000 | 36,266,000 |
| Total capital | 35,826,000 | 36,872,000 | 37,775,000 | 38,982,000 |
| Risk-weighted assets | 199,076,000 | 202,914,000 | 205,702,000 | 216,719,000 |