Call reports 2012
BANKFIRST — 2012
What BANKFIRST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 279,794,000 | 274,568,000 | 271,560,000 | 292,287,000 |
| Total loans | 176,810,000 | 177,801,000 | 183,738,000 | 183,742,000 |
| Allowance for loan losses | 2,532,000 | 2,402,000 | 2,576,000 | 2,494,000 |
| Securities available for sale | 52,086,000 | 53,602,000 | 53,336,000 | 65,052,000 |
| Securities held to maturity | 14,284,000 | 14,254,000 | 14,790,000 | 14,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,615,000 | 225,756,000 | 227,398,000 | 245,612,000 |
| Interest-bearing deposits | 193,516,000 | 190,578,000 | 194,083,000 | 199,931,000 |
| Noninterest-bearing deposits | 35,099,000 | 35,178,000 | 33,315,000 | 45,681,000 |
| Equity capital | 36,006,000 | 36,999,000 | 37,686,000 | 37,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 6,008,000 | 8,918,000 | 11,929,000 |
| Interest expense | 569,000 | 1,112,000 | 1,603,000 | 2,036,000 |
| Net interest income | 2,471,000 | 4,896,000 | 7,315,000 | 9,893,000 |
| Noninterest income | 469,000 | 958,000 | 1,543,000 | 2,039,000 |
| Noninterest expense | 1,509,000 | 3,168,000 | 4,717,000 | 6,396,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,415,000 | 2,692,000 | 4,124,000 | 5,432,000 |
| Income tax | 448,000 | 853,000 | 1,315,000 | 1,740,000 |
| Net income | 967,000 | 1,839,000 | 2,809,000 | 3,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,590,000 | 31,462,000 | 31,971,000 | 32,335,000 |
| Total capital | 32,998,000 | 33,863,000 | 34,458,000 | 34,829,000 |
| Risk-weighted assets | 192,494,000 | 192,106,000 | 198,909,000 | 203,283,000 |